Terms of Use

Last updated: 2026-10-04

1. What Wealth Sim is

Wealth Sim is a financial-literacy simulation and education tool. It shows you what a rich person\u2019s balance sheet and bills look like, and it calculates your own saving path from the assumptions you enter.

2. Not financial advice

Everything the tool produces is a static arithmetic projection of the assumptions you entered. It is not investment, career, tax, legal, or financial advice, and it is not a prediction of any future outcome. Do not make major decisions based solely on these results.

3. No product recommendations

Wealth Sim does not recommend, endorse, or sell any specific financial product. Paid tiers unlock more complete models and retention features only.

4. Illustrative figures

Persona asset structures and holding costs come from public sources and reasonable estimates. They are used to explain structure and are not real quotes, offers, or price lists.

5. Data

Your scenarios are stored locally in your browser. We do not hold, sell, or share your financial inputs. See the Privacy Policy.

6. No warranty

The tool is provided \u201cas is\u201d without warranties of any kind. Figures may contain errors or become outdated. To the extent permitted by law, we are not liable for decisions made using these results.

7. Changes

We may update these terms as the product evolves. Continued use after changes means you accept the updated terms.